Terms of Service

Draft · Last updated: 2026-09-25

1. What Kalman is

Kalman (Kalman — Hand of the Trader) is a coaching service on Telegram focused on trading behavior, discipline, and risk management. Kalman reads your MT4/MT5 account with view-only access and gives you alerts and reviews based on your own trading history.

2. What Kalman does not do

• It never opens, changes, or closes trades for you.
• It never gives buy/sell signals, price predictions, or entry/exit points.
• It does not give financial, investment, or tax advice. Not financial advice.

3. Who can use it

Only people aged 18 or over. You must connect an account that you own.

4. Your responsibility

You make all trading decisions and are responsible for their results. Forex and CFD trading is high risk, and you can lose all your money. Past results do not guarantee future results.

5. Investor password only

Connections use only the Investor (view-only) password. If we detect a main password that can place trades, Kalman removes the connection immediately and imports nothing.

6. Availability

Kalman relies on third-party services (Telegram, MetaApi, broker servers), so interruptions and delays can happen. We are not liable if an alert is late or does not arrive.

7. Payment

Paid membership, prices, and refund terms are shown separately when you join.

8. Closing your account

With the /delete command you can delete all your data and stop the service at any time.

9. Contact

[PLACEHOLDER: company name, address, email]